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Bob Rosenbaum, Jr. The Rosenbaum Lending Group Access National Mortgage Phone: (703) 879-5200 Cellular (202) 746-5937 NMLS: # 649782 RRosenbaum@AccessNational.com www.MyTalentedLender.com

Tap Into Google™ Maps Your Personal Chamber Of Commerce The Internet has revolutionized the way we live in countless ways. We are able to access news as it's happening, email friends and relatives all over the world, and purchase anything from cars to vacation packages with a few clicks of the mouse. What's ironic is that we frequently neglect to use this amazing resource when it comes to finding things in our local area. That's where Google™, the world's leading search engine, comes in. Google has produced a search tool, called Google Maps, which you can use to locate anything from an Italian restaurant or golf course to a dentist or CPA, all within a few miles of your home! To access Google Maps, you may go there directly (maps.google.com) or you can click on the "Maps" link at the top of the page at www.google.com. Once there, specify what you are looking for and in which location. You can even select the search radius you prefer, at increments of 1 mile, 5 miles, 15 miles, or 45 miles. One of the many benefits of this tool is that you receive a map with the locations of your search results available for viewing. Click on a map marker, and you can obtain driving directions right away. In addition to the item's address, phone number, and map, Google also provides relevant links and color-coded online reviews when they are available. (Red reviews are negative, green are positive, and yellow is neutral.) Google Maps is available free to local businesses, as opposed to yellow pages in the phone book which are updated annually and charge a fee. Next time you are searching for a local resource, give Google Maps a try. You might be surprised to learn what is in your own backyard! Google™ is a trademark of Google Inc. Do you have a favorite web resource that you would recommend? Please contact me and tell me more about it!

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Bob Rosenbaum, Jr.
Access National Mortgage
1800 Robert Fulton Dr Suite 350
Reston, VA 20191

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Rates from Friday 8/3/2012

Rates remain at all time lows ... For purchase or refinance - here are my rates for today (July 9th) ...

• 3.625% Conventional 30 Year Fixed, No Points
• 3.000% Conventional 15 Year Fixed, No Points
• 3.375% FHA 30 Year Fixed, No Points
• 3.750% FHA 30 Year Fixed, No Points (Loan >$417,000)
• 3.375% VA 30 Year Fixed, No Points
• 3.625% VA 30 Year Fixed, No Points (Loan >$417,000)

Loan assumptions: Loan Amount <$417,000, 25% equity, Credit Score >740, Single Family/TH, Primary Residence, No Subordinate Financing, and No Cash Out on Refinancing.
For loans $417,001 - $625,500 Add 1/2 point for the same rate.
FHA requires minimum 3.5% down
VA Loans are available to eligible veterans with as little as ZERO Down.

Rates are subject to change at any time - This does not constitute an offer of credit - Not all applicants will qualify for the rates above.

EQUAL HOUSING LENDER

Robert F. Rosenbaum, Jr.
The Rosenbaum Lending Group
Access National Mortgage
1800 Robert Fulton Drive, Suite 350
Reston, VA 20191
(703) 879-5200 Direct
(202) 746-5937 Cellular
(703) 891-9815 Direct Fax
RRosenbaum@AccessNational.com
http://www.MyTalentedLender.com
NMLS License: 649782
Company NMLS: 408540